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Our Take · Consumer Economy

Our Take: S$1 Billion a Year Is About to Cross Into Johor. The Question Is Where It Sleeps

A study released this week by the Singapore Business Federation, the Restaurant Association of Singapore and the Singapore Retailers Association — covering some 2,100 consumers plus credit-card data — projects that Singapore residents will spend S$1.05 billion more per year in Johor Bahru once the RTS Link opens in January 2027, on 11.2 million additional trips. Singapore's retailers read that as a warning. We read it as a demand map.

By the Stone Group Development advisory desk · 18 July 2026 · 4 min read

Illustration: a cross-strait rail link at dusk

*Illustration for editorial use — not a photograph of the RTS Link.

What the study actually found

The numbers are worth stating precisely, because they come from Singapore's own business establishment — parties with every incentive to understate, not inflate, the southbound flow. Trips from Singapore to JB are projected to rise 51%, from 19.4 million to over 30 million return journeys a year. The extra S$1.05 billion lands first in groceries, dining, drug stores and beauty services — everyday categories, not one-off splurges. In the other direction, JB residents are expected to spend S$756 million more in Singapore, so the net southbound gap is about S$290 million a year. SBF chief executive Kok Ping Soon's advice to Singapore businesses was to compete on experience rather than price. All of it says one thing: the border is about to feel much shorter.

S$1.05bprojected extra annual Singaporean spending in JB after the RTS opens
+51%rise in Singapore-to-JB trips — 11.2 million extra journeys a year
Jan 2027RTS Link passenger service target, Bukit Chagar ↔ Woodlands North

Our analysis: spending is the leading indicator — staying is the trade

Retail money is restless money: it crosses in the morning and goes home at night. But look at what Singaporeans say they will buy more of — groceries, dining, beauty. These are habit purchases. Habits turn day trips into weekend routines, weekend routines into overnight stays, and overnight stays into demand for well-run short-stay apartments. In our own managed portfolio we already see weekend occupancy driven disproportionately by Singapore-registered guests, and a 51% jump in crossings is, in our view, the single strongest tailwind short-stay operators in Johor have ever been handed. Every ringgit of that S$1.05 billion also pays a Johor wage — retail assistants, F&B crews, therapists, drivers — and those workers rent. Consumption booms become rental booms with a lag; we would rather own the apartment before the lag closes than after.

The honest caveats — and where Medini fits

Three things this study does not say. It measures retail spending, not property prices — the link from one to the other runs through occupancy and wages, not magic. Its projections concentrate around Bukit Chagar and JB's city malls, the RTS doorstep — not Medini. And forecasts are forecasts; March survey answers can overshoot real behaviour. Our position is unchanged from our earlier RTS commentary: Medini's advantage is not the station walk, it is the entry price. At RM299,000 with no foreign-buyer minimum, nine kilometres from the Second Link, Medini lets an investor own the consumption corridor's accommodation layer at roughly half the psf of station-adjacent stock — with the JS-SEZ employment engine, not just the tourist wave, underwriting weekday demand. That, by our analysis, is the sleep-well version of this trade.

Opinion & disclosure: this commentary reflects the views of the Stone Group Development advisory desk, which markets property in Medini and operates short-stay rentals in Johor, and therefore benefits when the district does well. The SBF/RAS/SRA study figures are drawn from the third-party reports linked above; projections are not guarantees, and our portfolio observations are internal data, not audited statistics. Verify current numbers before acting. Nothing here is financial advice.

Put this research to work: Bodaiju Residences @ Medini

802 GreenRE-certified serviced apartments, 9 km from Singapore, from RM299,000 — in the Medini zone discussed above.

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